Home Ownership Counseling

NECAC provides group and individual counseling to prospective homeowners to help them on the path to buying a house. NECAC offers down payment assistance in the St. Charles County communities of St. Peters, St. Charles, O’Fallon and Wentzville.

Home Ownership On-Line Training

North East Community Action Corporation (NECAC) is very pleased to announce that home buyer training can now be completed on-line in English or Spanish. You can proceed at your own pace. The fee of $115.00 for on-line training can be made with a debit card or credit card. 

Debbie and Rachel on home ownershipThe completion of on-line training is necessary; but, not sufficient to qualify for down payment/closing cost assistance in the following areas: St. Louis County, Jefferson County, St. Charles County, Florissant City, O’Fallon City, and the Saratoga Development in Lake
St. Louis. You must speak with a NECAC Home Ownership Specialist at 573-324-6622, before taking the online training,  please see Home Ownership Classroom Training.

NECAC will be notified when you have completed the on-line course and a Home Ownership Counselor will contact you to address any additional questions or concerns.

Highlights of the Online Program Include:

  • Complete at your own pace
  • Animated videos covering all materials
  • Easy-to-read content with highlighted keywords
  • Quizzes throughout course to ensure understanding
  • Instant access to local homeownership counselor
  • Home Ownership Certificate

     On-line training course   Register Now

Home Ownership Classroom Training

If you prefer a more interactive experience with industry leaders and other future home buyers, you may prefer the traditional classroom setting. The fee for classroom training is $75.00. NECAC will provide your certificate upon completion of the class. If you’re applying for Down Payment Assistance in the following areas: St. Louis County, Jefferson County, St. Charles County, Florissant City, O’Fallon City, and the Saratoga Development in Lake St. Louis, you must speak with a NECAC Home Ownership Specialist at 573-324-6622 before taking the online course.

Topics Covered Include:

  • Are you Ready to Buy a Home
  • Managing your Money
  • Understanding Credit
  • Getting a Mortgage Loan
  • Shopping for a Home
  • Keeping your Home & Managing your Finances