Home Ownership Counseling
NECAC provides group and individual counseling to prospective homeowners to help them on the path to buying a house. NECAC offers down payment assistance in the St. Charles County communities of St. Peters, St. Charles, O’Fallon and Wentzville.
Home Ownership On-Line Training
North East Community Action Corporation (NECAC) is very pleased to announce that home buyer training can now be completed on-line in English or Spanish. You can proceed at your own pace. The fee of $115.00 for on-line training can be made with a debit card or credit card.
The completion of on-line training is necessary; but, not sufficient to qualify for down payment/closing cost assistance in the following areas: St. Louis County, Jefferson County, St. Charles County, Florissant City, O’Fallon City, and the Saratoga Development in Lake
St. Louis. You must speak with a NECAC Home Ownership Specialist at 573-324-6622, before taking the online training, please see Home Ownership Classroom Training.
NECAC will be notified when you have completed the on-line course and a Home Ownership Counselor will contact you to address any additional questions or concerns.
Highlights of the Online Program Include:
- Complete at your own pace
- Animated videos covering all materials
- Easy-to-read content with highlighted keywords
- Quizzes throughout course to ensure understanding
- Instant access to local homeownership counselor
- Home Ownership Certificate
On-line training course Register Now
Home Ownership Classroom Training
If you prefer a more interactive experience with industry leaders and other future home buyers, you may prefer the traditional classroom setting. The fee for classroom training is $100.00. NECAC will provide your certificate upon completion of the class. If you’re applying for Down Payment Assistance in the following areas: St. Louis County, Jefferson County, St. Charles County, Florissant City, O’Fallon City, and the Saratoga Development in Lake St. Louis, you must speak with a NECAC Home Ownership Specialist at 573-324-6622 before taking the online course.
Topics Covered Include:
- Are you Ready to Buy a Home
- Managing your Money
- Understanding Credit
- Getting a Mortgage Loan
- Shopping for a Home
- Keeping your Home & Managing your Finances